A married couple can earn up to \u20ac69,100p\/a, paying tax at 20%, before the higher rate (40%) of tax kicks in. So if both you and your partner are earning \u20ac34,550p\/a or more, you will both already be taking full advantage of the standard-rate tax band and no tax saving is available.<\/p>\n
Similarly, if you both work and earn less than \u20ac34,550p\/a each, you won’t be any better off when it comes to tax.<\/p>\n
When will I start to see some benefits?<\/h2>\n
Unfortunately, you won’t notice any benefits at first. In the year you’re married, both you and your partner continue to be treated as\u00a0single people for tax purposes<\/b>.<\/p>\n
You’ll have to wait until the following January before you can seek any savings.<\/p>\n
If the tax you paid as two single people is greater than what you would have paid if you were taxed as a married couple you can claim the difference as a refund (you can only claim a refund on the period of the year that was after the date of marriage).<\/p>\n
Get Your Irish Tax Refund Now!<\/a><\/p>\n No, when you get married you will have three tax assessment options to choose from.<\/p>\n Firstly, you can decide to be assessed as a single person<\/b>\u00a0(as you were before you were married).<\/p>\n You can also choose the\u00a0separate assessment option<\/b>. If you choose this option, you and your spouse will be treated as single people during the year. The following tax credits, if you’re claiming them, are divided equally between you:<\/p>\n Unused tax credits and rate bands (limited) can also be transferred between partners.<\/p>\n Usually, the most favourable basis of assessment for a married couple is the joint assessment option<\/b>.<\/p>\n Under joint assessment, you are chargeable to tax on your combined total income. Tax credits and standard rate cut-off points can be allocated between partners to suit your own circumstances.<\/p>\n You can read more about these tax assessment options\u00a0here<\/a><\/b>.<\/p>\n Under joint assessment, if both you and your partner have taxable income, you can decide which of you will be nominated as the ‘assessable spouse’.<\/p>\n An assessable spouse is responsible for filing tax returns and paying any tax due. Once an assessable spouse is nominated you can ask for tax credits and standard rate cut-off points to be allocated between you in whatever way you wish. If your tax office does not get a request from you to allocate your tax credits in any particular way, they will normally give all of the transferable tax credits to the assessable spouse.<\/p>\n This person continues to be the assessable person until you jointly choose to nominate the other person or until either of you opts for either a separate assessment or assessment as a single person.<\/p>\n The\u00a0assessable spouse election form<\/b> is relatively easy to fill out.<\/p>\n To complete the form you will need:<\/p>\n If you’re backdating your form, there is no need to detail the estimated income. Revenue already have this information. However, you can detail your estimated income if you are electing an assessable spouse for the current tax year.<\/p>\n Both partners are entitled to a personal tax credit (\u20ac1650 \u2013 this credit is transferable) and a PAYE tax credit (worth \u20ac1650 \u2013 this credit is\u00a0not\u00a0<\/b>transferable).<\/p>\n If you leave the tax credit section blank, Revenue will assign the credits as follows:<\/p>\n There are also tick boxes on the form which will allow you to divide the tax credits and standard rate band equally between both partners or to allocate all transferable tax credits and standard rate bands to the assessable spouse. You can also choose to leave the credits and rate band as they were before you were married.<\/p>\n You must file this form by\u00a031 March<\/b>\u00a0in order for the changes to take effect in that tax year.<\/p>\n Get Your Irish Tax Refund Now!<\/a><\/p>\n Yes, there is a very good chance that you will be entitled to a tax refund. And when you are applying for your\u00a0Irish tax rebates<\/a>\u00a0you can go back\u00a0four years<\/b>\u00a0to take advantage of any reliefs that are due.<\/p>\n Taxback<\/a><\/b>\u00a0can help you to retrieve your tax refund. We’ll manage the process for you and handle all of the paperwork.<\/p>\n I’ve got tax questions. Who can help me?<\/p>\nDo my spouse and I have to be taxed together?<\/h3>\n
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A joint assessment sounds good. Sign us up!<\/h3>\n
How do I nominate an assessable spouse?<\/h3>\n
![\"assessable](\"https:\/\/taxback.com\/blog\/wp-content\/uploads\/2025\/01\/assessable-spouse-election-form.png\")
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Are we entitled to a tax refund?<\/h2>\n
So what are you waiting for? Claim what you’re due today!<\/a><\/h4>\n","protected":false},"excerpt":{"rendered":"Getting married in Ireland comes with more than just marital bliss\u2014it can also bring tax benefits! Learn how to nominate an assessable spouse, choose the right tax assessment option, and maximize your tax savings as a married couple.\n","protected":false},"author":381,"featured_media":13570,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"yes","_lmt_disable":"no","footnotes":""},"categories":[368,361],"tags":[],"class_list":{"0":"post-13558","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-tax-tips-ireland","8":"category-tax-tips"},"acf":[],"yoast_head":"\n