Pre-Travel Money Cards

It's a prepaid reloadable card which is available in Sterling, US dollars or Euro. The Prepaid MasterCard is neither a credit, charge or debit card.

No. The Prepaid MasterCard is not a credit card and is not linked to your bank account and so no credit checks are required before issuing the card.

Suitable for businesses and individuals alike, this handy card can be used for:

•  Wages – you can choose to be paid onto your card or if you're an employer you can pay your staff straight onto their cards
•  Travel – much safer than travellers' cheques and cash when you're abroad
•  Expense management – pay for your expenses as you go rather than clocking up a hefty credit card balance
•  Online shopping – use the card online anywhere MasterCard is accepted

You can use the Prepaid MasterCard to shop online, over the phone and in-store at over 25 million locations worldwide, and can make withdrawals at over 1 million ATM locations worldwide. Just look for the MasterCard symbol and you're good to go.

To make things easy, we offer a variety of ways to load money onto your card including:

• Via a Bank Transfer or Standing Order
• By opting to get your wages paid onto the card

Once we have received your cleared funds, your card will be loaded in 4 to 6 hours.

Like all financial products, you have to read and accept the terms and conditions of the card programme. These terms and conditions are approved by the issuing bank.

When you receive your card a member of our customer service team will call you to instruct you how to retrieve your PIN and provide you with details on how to load your card.

Yes. Once your card arrives or you have activated your card online you will receive a call from our customer service team providing instructions on how to retrieve your PIN and how to load your card successfully. The PIN enables you to use your card at ATM's and point-of-sale locations worldwide.

No, there is no limit and you can have more than one Prepaid MasterCard. For example, if you already have a card but next year you are going to a different country you can buy another Prepaid MasterCard in the currency that you need it and keep the current one. For each Prepaid MasterCard you must apply separately as each card is treated separately.

You can check your transactions and account balance 24/7 - 365 days of the year through your online account

Cardholder's can use their cards to make purchases of products, goods and services at any location that accepts MasterCard. Prepaid MasterCards are accepted at over 25 million locations and over 1 million ATM locations worldwide. You can also use your card online wherever the MasterCard symbol is displayed. Please note that when you use your card in any other currency other than that of the card international rates will apply.

Your Prepaid MasterCard is valid for 24 months. After it expires you'll no longer be able to use it. You can transfer any remaining balance onto a new card or you can opt to receive the money and close the account.

If you lose your Prepaid MasterCard, you must call one of the numbers below and request a new card. We'll cancel your card and send you a replacement which may be subject to a fee. The contact numbers are as follows:

• + (1) 4184781543
• + (1) 3476024363
• + 44 (0) 203 327 1991

No, you cannot earn any interest on the balance of funds on your card and you won't incur any interest on your spending.

The fees for using the Prepaid MasterCard are as follows: